Tivo Warranty versus Square Trade

I bought a Roamio Plus with lifetime and a 3 year warranty from Tivo and just realized that you only get one replacement with the Tivo warranty and have to pay $150 for a replacement unit. Square Trade currently have a 35% off coupon which knocks their 3 year warranty to just $35. :eek: What is the drawback of each? I'm also concerned about transferring the lifetime service to the replacement if it can't or won't be repaired. I could still cancel the warranty contract from Tivo as long as I'm within the first 30 days, right? Thanks in advance.



Edit: on Square Trade website under "device price range" is that just the unit itself without the lifetime service?