Roamio OTA (pennywise pound foolish)

So a Roamio OTA ($50) looks like a regular Roamio ($200 now on sale for $150) which is partly disabled. Both cost $540 ($15*3*12) over 3 years or $500 lifetime. The extra price of the regular Roamio will probably be recoverable if you resell in 3 years, and the OTA will be useless if your situation changes and you want cable.



Am I missing something? Is it just pennywise and pound foolish?